MAKE CREDIT WORK FOR YOU!Written by an attorney, in simple, easy-to-understand language, Credit Smart takes you from learning about credit history and the credit application process to using credit responsibly.- From dealing with business debt and child support to handling collection agencies- From understanding loan requirements to fitting credit comfortably and practically into your lifeGet your credit under control with Credit Smart—the vital tool for dealing with credit and credit issues. CreditSmart includes information about:$ Credit bureaus $ Student loans $ Loan disclosures $ Effects marriage has on credit and debt$ Secured debts $ Effects divorce has on credit and debt$ Credit reports $ Fair Debt Collections Act$ Credit cards $ Consumer Credit Protection ActUnderstand your rights—protect your financial future