Ever since a deadly fever robbed her of her family and left her alone on her family's farm for a year, Lily Reese wants nothing more than to leave her small Iowa town and head for the crowds of the city. She saves every penny she can from her wages as a telegraph operator and keeps applying for work someplace besides the middle of the prairie. She won't let herself fall in love with anyone who doesn't have the same ambition as she--until Ben Purcell steps off the train and into Lily's heart.

Ben Purcell will have his stable home at last. Raised by an itinerant salesman father, Ben has longed for land and a home. To gain that end, he takes a job managing a livery in Browning City, Iowa, where he hopes to earn enough money to buy a farm. A wife isn't in the picture, but then he meets Lily and begins to change his mind--until someone seems bent on killing him.

Rumors that a train robber left gold somewhere around the livery have circulated since the Civil War ten years earlier. Most people dismiss them as nonsense. Others take them seriously. Someone takes them seriously enough to want Ben gone, even dead. Learning the identity of the culprit draws Ben and Lily together until her chance to head for the city finally comes through, and she must choose among the golden lights of the city, the train robber's gold, or something even better.